Only Employees of participating Employers who work under collective bargaining agreements with the Union are covered by the Plan. Employees of the Union are also covered by the Plan. Alumni who move to non-covered positions at participating Employers may continue to be covered.

Not usually. The program does not cover any partners or self-employed persons. Shareholders of contributing Employers may be covered if they previously earned credit under the Plan as bargained Employees and currently qualify as alumni.

No. The benefits payable under this Plan are in addition to benefits paid under Social Security.

Yes. Copies of the Trust Agreement, Pension Plan, Plan Amendments, statements of assets and liabilities and income and expenses of the Plan, and a summary of the annual report are available for inspection at the Plan Office during regular business hours and upon written request will be furnished by mail.

These documents will also be available for inspection, within 10 calendar days after they are requested, at the Union office and at the office of any contributing Employer who employs at least 50 Plan Participants.

In addition, copies of the collective bargaining agreements and the full annual report (Form 5500) are available for inspection at the Plan Office during regular business hours and upon written request will be furnished by mail upon payment of reasonable charges. You should therefore find out what the charge will be before writing and asking for copies of these documents.